Posted: Feb 10, 2021
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Residential Lending Closer II

First Federal Bank - Lake City, FL
Full-time
Application Deadline: Feb 15, 2021

DUTIES AND RESPONSIBILITIES:
Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close. Responsible for the proficient use of closing software. Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff. Assure that all underwriting conditions are met prior to sending out closing packages. Timely delivery of closing packages to settlement agent. Must interact with settlement agents, customers, loan officers and processors daily. Responsible for reviewing and approving the HUD and insuring it meets the Underwriting guidelines. Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing. Responsible for completing a pre-funding audit on each file prior to disbursement. Responsible for knowing and understanding how to fund loans.

JOB REQUIREMENTS:
Good organizational and time management skills. Excellent written and verbal communication skills. Basic knowledge of agency and underwriting guidelines. Strong analytical and problem solving skills. Basic knowledge of accounting principles such as debiting and crediting. Knowledge of FHA and FHLMC guidelines. Must have the ability to meet sudden deadlines. Must be multi-task oriented. Must have excellent PC Skills. Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities. Some formal Underwriting or Processing experience is a plus. Knowledge of lending guidelines for all states is a plus. Knowledge of how to use MSP. High school diploma required. Minimum 2 years mortgage closing experience.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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