Posted: Feb 10, 2021

Loan Officer

First Federal Bank - Lake City, FL
Application Deadline: Dec 31, 2021

Essential Functions

-          Interviews residential mortgage loan applicants. 

-          Requests specified information for loan application. 

-          Notifies applicant of loan decision. 

-          Corresponds with customers, applicants or creditors to resolve questions regarding application information. 

-          Recommends and outlines terms of loan. 

-          Informs prospective borrowers of loan commitments. 

-          Reviews developing laws and regulations as they apply to installment loan security agreements. 

-          Assists collection officer with delinquent account files for the financial institution.

-          Responsible for quality loan growth. 

-          Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. 

-          Provides the best service to our customers with innovative and creative solutions

Minimum Qualifications

-          High school diploma or equivalent required. 4-year degree preferred, but not required.

-          Good understanding and knowledge of financial institution and products and services.

-          Good cross selling, organizational, and communication skills. 

-          Able to communicate effectively with builders and realtors. 

-          Ability to deal with time constraints and strong attention to detail. 

-          Extended hours sitting and performing computer tasks may be required. 

Bilingual candidates encouraged to apply.